September statistics

The relevant financial statistics at the end of September:

Money from interests and dividends this year (up to 1.10.2015) - 332 pounds (+12)
Month average (first 9 months of my early retirement project) - 36.66 pounds (+6)
Yearly ROI percentage prediction - 7.61% (-2.88)
Retirement fund percentage achieved : 5.14% (a depressing -0.06% due to market situation)
Security fund investment: 47.38% (-0.98)
Risk fund investment: 52.62% (+0.98)
Total investment: 5696 pounds (-66)
Total debt: 740 pounds (-40)
Net worth: 4982.09 pounds (-36)

Income:
Wages  - 1470
Investments - 12
TOTAL: 1482

Expenses: 1791

Seems that this month i just forgot the Rule No.1: Never ever spend more than you earn. Shame on me. I will need to focus even more on recovering last month deficit, but is still harder to do it than say it, as i will still have 2 more months with a lot of extra expenses. After October and November, a blissful period of accumulation and sound investing will follow, until April next year. Apparently. If nothing else happen. At least i reduced a bit of my debt, even if is by not such a significant amount. I need to study September seriously and see what i can learn from this month experience. I admit.

I am open to answer to any common sense question about mine or yours retirement project.