End of the month - October 2026

 Total portfolio: £136352 (-8450)

Here we are at the beginning of the year, checking the numbers. How am I doing? Let's see:

Debt:1358  (+96)

External funds: ZERO

Car: No

Net Worth: £134994 (-8556)

Investments UK: £ 60188 (-8019)

Investments overseas: £1389 (zero)

Cash: £23288 (-392)

Pension: £50472 (-441)

Passive income: £241 (9.99%)

Savings rate: 22%

Side hustle 2 profit (Royalties): £8

Side hustle 4 value (Crypto): £187(All my funds invested in crypto were recovered)

Side hustle 5 profit (Focus groups): £0

Side hustle 6 profit (Internet):£0

Side hustle 7 profit (Reclaimed investment for 2026): $133

Projects to follow up in 2026:

Hive - 29.45 % completed (generated $59 this month)

DEFI - 0.28 % completed (generated $2.73 in interest this month)

Shares Account no.1 AJ Bell 10K - 28.71 % completed

Shares Account no.2 Freetrade 10K- 37.18 % completed

Cash 30K - 77.62 % completed

Secret stash - 11.69 % completed (generated $41.18 this month)

All the special projects are going well, 25% or more of it achieved, except one, with the next aim of 25% for the secret stash account to be completed. Crypto went down again as some major exchange got hacked. I managed to add a hundred pounds here and there, working up my 2 positions on Freetrade app - BlackRock investment funds and UK Treasury bill shares, and the AJBell shares having an Vanguard Income mutual fund. The idea is to build a position on £10.000 and let it grow, as a secondary emergency fund, in case of need. I can even go wild with 10K on each position making it 20K each later. 

A £8450 decrease in total, with only the UK savings going down by £8019, and even pensions going down by £441 this month, as the crypto stash went down a lot (no worries, as they yo-yo up and down lately, i expect a decent increase by the end of the year, as I try to buy cheap for now). I did have a £1389 debt now, as I booked a Cirque de Soleil show in February. Not much to be done, but I will try to pay them in full this year, in order to gift myself a computer for Christmas. Funny enough, still cheaper than a good phone! Every little help, right?

I wish you a profitable well-planned rest of the year!

G.