As you probable have seen (or not) a new link appeared in my websites list. What is it about? It is a travel club that i use to travel around the world, with very good offers and conditions. I like them because they will return you 150% the difference if you find a cheaper alternative in the next 24 hours. And they have a interesting system of balancing the price, meaning that if they find a better alternative, they will send you back the saved money even without you asking for them. Although this option i have it as a member, so you will still need to check if it is available to non members.
The link is here.
Disclaimer: It is a referral link, so i will benefit if you will use it.
Showing posts with label early retirement extreme. Show all posts
Showing posts with label early retirement extreme. Show all posts
Wednesday, 7 October 2015
Friday, 2 October 2015
Financial independence and London
Not much for today's post, just some very interesting map that i found in newspaper. It is a map of the average price of a one bedroom flat within 1 mile of a specific tube station. For one FIRE adept (i like how cool this sound, FIRE adept, make me think at something magic), you can see than only moving few Tube station away you can really shorten you early retirement plans with few years. I presume everyone can do the math, so i will not bother you with the numbers. You can see it very clear in the picture. Just zoom in or save the picture and study it carefully. I got some ideas myself.
Thursday, 1 October 2015
September statistics
The relevant financial statistics at the end of September:
Money from interests and dividends this year (up to 1.10.2015) - 332 pounds (+12)
Month average (first 9 months of my early retirement project) - 36.66 pounds (+6)
Yearly ROI percentage prediction - 7.61% (-2.88)
Retirement fund percentage achieved : 5.14% (a depressing -0.06% due to market situation)
Security fund investment: 47.38% (-0.98)
Risk fund investment: 52.62% (+0.98)
Total investment: 5696 pounds (-66)
Total debt: 740 pounds (-40)
Net worth: 4982.09 pounds (-36)
Income:
Wages - 1470
Investments - 12
TOTAL: 1482
Expenses: 1791
Seems that this month i just forgot the Rule No.1: Never ever spend more than you earn. Shame on me. I will need to focus even more on recovering last month deficit, but is still harder to do it than say it, as i will still have 2 more months with a lot of extra expenses. After October and November, a blissful period of accumulation and sound investing will follow, until April next year. Apparently. If nothing else happen. At least i reduced a bit of my debt, even if is by not such a significant amount. I need to study September seriously and see what i can learn from this month experience. I admit.
I am open to answer to any common sense question about mine or yours retirement project.
Money from interests and dividends this year (up to 1.10.2015) - 332 pounds (+12)
Month average (first 9 months of my early retirement project) - 36.66 pounds (+6)
Yearly ROI percentage prediction - 7.61% (-2.88)
Retirement fund percentage achieved : 5.14% (a depressing -0.06% due to market situation)
Security fund investment: 47.38% (-0.98)
Risk fund investment: 52.62% (+0.98)
Total investment: 5696 pounds (-66)
Total debt: 740 pounds (-40)
Net worth: 4982.09 pounds (-36)
Income:
Wages - 1470
Investments - 12
TOTAL: 1482
Expenses: 1791
Seems that this month i just forgot the Rule No.1: Never ever spend more than you earn. Shame on me. I will need to focus even more on recovering last month deficit, but is still harder to do it than say it, as i will still have 2 more months with a lot of extra expenses. After October and November, a blissful period of accumulation and sound investing will follow, until April next year. Apparently. If nothing else happen. At least i reduced a bit of my debt, even if is by not such a significant amount. I need to study September seriously and see what i can learn from this month experience. I admit.
I am open to answer to any common sense question about mine or yours retirement project.
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