End of the month report - July 2026

  Total portfolio: £123433 (+2884)

Here we are at the beginning of the year, checking the numbers. How am I doing? Let's see:

Debt: 1626 (+1626)

External funds: ZERO

Car: No

Net Worth: £121807 (+1368)

Investments UK: £51974 (+3205)

Investments overseas: £1389 (zero)

Cash: £21288 (+1144)

Pension: £49303 (-630)

Passive income: £158 (7.29%)

Savings rate: 25.93%

Side hustle 2 profit (Royalties): £0

Side hustle 4 value (Crypto): £113(All my funds invested in crypto were recovered)

Side hustle 5 profit (Focus groups): £0

Side hustle 6 profit (Internet):£0

Side hustle 7 profit (Reclaimed investment for 2026): $86

Projects to follow up in 2026:

Hive - 28.42 % completed (generated $58 this month)

DEFI - 0.26 % completed (generated $1in interest this month)

Shares Account no.1 AJ Bell 10K - 25.42 % completed

Shares Account no.2 Freetrade 10K- 32.69 % completed

Cash 30K - 70.96 % completed

Secret stash - 8.85 %

All the special projects are going well, 25% or more of it achieved, except one, with the next aim of 25% for the AJBell shares account to be completed. Crypto went a down again. I managed to add a hundred pounds here and there, working up my 2 positions on Freetrade app - BlackRock investment funds and UK Treasury bill shares. The idea is to build a position on £10.000 and let it grow, as a secondary emergency fund, in case of need. I can even go wild with 5K on each position making it 10K each later. 

A £2884 increase in total, with only the UK savings going up by 3205, and even cash reserves going up by £1144, as the crypto stash went up £2600 (no worries, as they yo-yo up and down lately, i expect a decent increase by the end of the year, as I try to buy cheap for now). I did have a £1600 debt now, with my holidays booked mostly. Not much to be done, but I did some £2 this month doing this trick. Every little help, right?

I wish you a profitable well-planned rest of the year!

G.