End of the month - June 2026

 Total portfolio: £120439 (-8783)

Here we are at the beginning of the year, checking the numbers. How am I doing? Let's see:

Debt: 0 (-63)

External funds: ZERO

Car: No

Net Worth: £120439 (-8634)

Investments UK: £48769 (-8784)

Investments overseas: £1389 (zero)

Cash: £20144 (-1156)

Pension: £49633 (+1277)

Passive income: £307(13.29%)

Savings rate: 24.43%

Side hustle 2 profit (Royalties): £1.31

Side hustle 4 value (Crypto): £227(All my funds invested in crypto were recovered)

Side hustle 5 profit (Focus groups): £0

Side hustle 6 profit (Internet):£0

Side hustle 7 profit (Reclaimed investment for 2026): $75

Projects to follow up in 2026:

Hive - 28.12 % completed (generated $58 this month)

DEFI - 0.25 % completed (generated $1in interest this month)

Shares Account no.1 AJ Bell 10K - 24.68 % completed

Shares Account no.2 Freetrade 10K- 29.88 % completed

Cash 30K - 67.14% completed

Secret stash - 8.62%

All the special projects are going well, 25% or more of it achieved, except one, with the next aim of 25% for the AJBell shares account to be completed. Crypto went a down again. I managed to add a hundred pounds here and there, working up my 2 positions on Freetrade app - BlackRock investment funds and UK Treasury bill shares. The idea is to build a position on £10.000 and let it grow, as a secondary emergency fund, in case of need. I can even go wild with 5K on each position making it 10K each later. 

A £8783 decrease in total, with only the pension going up by £1277, as the crypto stash went down £8784 (no worries, as they yo-yo up and down lately, i expect a decent increase by the end of the year, as I try to buy cheap for now). The cash took a hit, due to my holidays in Spain, went down by £1156. Needs to be build back in the next two months. No debt on any card, althought I do try to use the Paypal card for points and pay in full at the end of the month. Not much to be done, but I did some £2 this month doing this trick. Every little help, right?

I wish you a profitable well-planned rest of the year!

G.