End of the month report - January 2026

 Total portfolio: £123938 (-2183)

Here we are at the beginning of the year, checking the numbers. How am I doing? Let's see:

Debt: 300 (+300)

External funds: ZERO

Car: No

Net Worth: £123638 (-2014)

Investments UK: £58756 (-2857)

Investments overseas: £1659 (+59)

Cash: £18730 (+37)

Pension: £44164 (+441)

Passive income: £407 (17.23%)

Savings rate: 25%

Side hustle 2 profit (Royalties): £ 1

Side hustle 4 value (Crypto): £407 (All my funds invested in crypto were recovered)

Side hustle 5 profit (Focus groups): £0

Side hustle 6 profit (Internet):£0

Side hustle 7 profit (Reclaimed investment):$ 0.80

Projects to follow up in 2026:

Hive - 26.27 % completed (generated $84 this month)

DEFI - 37.16 % completed (generated $252 this month)

Shares Account no.1 AJ Bell 10K - 22.95 % completed

Shares Account no.2 Freetrade 10K- 31.46 % completed

Cash 30K - 61.87 % completed

All the special projects are going well, 25% or more of it achieved, except one, with the next aim of 25% for the AJBell shares account to be completed. Crypto went a bit up, and now is going a bit down. I managed to add a hundred pounds here and there, working up my 2 positions on Freetrade app - BlackRock investment funds and UK Treasury bill shares. The idea is to build a position on £10.000 and let it grow, as a secondary emergency fund, in case of need. 

A £2183 total decrease, thanks to the crypto positions that dropped quite a bit in January (Bitcoin going from $120K to 88K mainly). Other than that, pensions and share were stable, and the cash position increased marginally, I think. The market is not helping right now, but I keep going, hoping at least to buy cheap. Even if it is just a couple hundred pounds. I am still geting a bit on each project, every month, waiting for the market to fully recover, sometimes in the future.I got a new hustle called reclaimed investment, which is mostly made up by funds spent on different games and crypto, reclaimed back, in dollars ($0.80 for now).

I wish you a profitable well-planned rest of the year!

G.