End of the month report - February 2026

 Total portfolio: £124072 (+134)

Here we are at the beginning of the year, checking the numbers. How am I doing? Let's see:

Debt: 300 (zero)

External funds: ZERO

Car: No

Net Worth: £123772 (+134)

Investments UK: £56562 (-2194)

Investments overseas: £1507 (-152)

Cash: £19502 (+772)

Pension: £45878 (+1714)

Passive income: £370 (17.23%)

Savings rate: 25%

Side hustle 2 profit (Royalties): £0

Side hustle 4 value (Crypto): £370 (All my funds invested in crypto were recovered)

Side hustle 5 profit (Focus groups): £0

Side hustle 6 profit (Internet):£0

Side hustle 7 profit (Reclaimed investment 2026): $2.10

Projects to follow up in 2026:

Hive - 26.69 % completed (generated $66 this month)

DEFI - 0 % completed (generated $226 this month)

Shares Account no.1 AJ Bell 10K - 24.32 % completed

Shares Account no.2 Freetrade 10K- 30.61 % completed

Cash 30K - 65% completed

Secret stash - 9.71%

All the special projects are going well, 25% or more of it achieved, except one, with the next aim of 25% for the AJBell shares account to be completed. Crypto went a bit up, and now is going a bit down.  I managed to add a hundred pounds here and there, working up my 2 positions on Freetrade app - BlackRock investment funds and UK Treasury bill shares. The idea is to build a position on £10.000 and let it grow, as a secondary emergency fund, in case of need. 

A £134 total increase, thanks to cash reserves and pension value increasing, even if the crypto positions that dropped quite a bit in February (Bitcoin going from $88K to 65K mainly). I did made a move using all my stablecoins to buy some crypto and stake them for interest, expecting them to increase in value sometimes in the future, when the bull market is back. Other than that, pensions and shares were stable, and the cash position increased marginally, I think. The market is not helping right now, but I keep going, hoping at least to buy cheap. Even if it is just a couple hundred pounds. I am still geting a bit on each project, every month, waiting for the market to fully recover. I got a new hustle called reclaimed investment 2026, which is mostly made up by funds spent on different games and crypto, reclaimed back, in dollars ($2.10 for now).

I wish you a profitable well-planned rest of the year!

G.