End of the year - 2025

Total portfolio: £126121 (-415)

Here we are at the beginning of the year, checking the numbers. How am I doing? Let's see:

Debt: 0 (0)

External funds: ZERO

Car: No

Net Worth: £125652 (-884)

Investments UK: £61613 (-1123)

Investments overseas: £1600 (0)

Cash: £18562 18693 (-131)

Pension: £43723 (+720)

Passive income: £574 (22.27%)

Savings rate: 22.81%

Side hustle 2 profit (Royalties): £ 1

Side hustle 4 value (Crypto): £520 (All my funds invested in crypto were recovered)

Side hustle 5 profit (Focus groups): £0

Side hustle 6 profit (Internet):£0

Side hustle 7 profit (Reclaimed investment):£0

Projects to follow up in 2026:

Hive - 26 % completed (generated $97 this month)

DEFI - 37 % completed (generated $154 this month)

Shares Account no.1 AJ Bell 10K - 22.34 % completed

Shares Account no.2 Freetrade 10K- 29 % completed

Cash 30K - 61.87 % completed

All the special projects are going well, 25% or more of it achieved, with the next aim of 25% for the AJBell shares account to be completed. Crypto went a bit up, and now is going a bit down. I managed to add a hundred pounds here and there, working up my 2 positions on Freetrade app - BlackRock investment funds and UK Treasury bill shares. The idea is to build a position on £10.000 and let it grow, as a secondary emergency fund, in case of need. 

A £415 total decrease, thanks to the crypto positions that dropped quite a bit in December (Bitcoin going from $120K to 90K mainly). Other than that, pensions and share were stable, and the cash position decreased by 0.1%, I think. The market is not helping right now, but I keep going, hoping at least to buy cheap. Even if it is just a couple hundred pounds. I am still geting a bit on each project, every month, waiting for the market to fully recover, sometimes in the future.I got a new hustle called reclaimed investment, which is mostly made up by funds spent on different games and crypto, reclaimed back. 

I wish you a profitable well-planned rest of the year!

G.