End of the month report - March 2025

  Total portfolio: £123525 (-8935)

Here we are at the beginning of the year, checking the numbers. How am I doing? Let's see:

Debt: 0 (-237)

External funds: ZERO

Car: No

Net Worth: £123525 (-8700)

Investments UK: £71212 (-8473)

Investments overseas: £1389 (-592)

Cash: £14232 (+801)

Pension: £36069 36860 (+-791)

Passive income: £476 (20.69%)

Savings rate: 23.91%

Side hustle 2 profit (Royalties): £ 0

Side hustle 3 profit (Match betting): £0

Side hustle 4 value (Crypto): £476 (All my funds invested in crypto were recovered)

Side hustle 5 profit (Focus groups): £0

Side hustle 6 profit (Internet):£0

Projects to follow up in 2025:

Hive - 21% completed (generated $243 this month)

Across - 28% completed (generated $174this month)

Shares Account no.1 AJ Bell 10K - 19.60% completed

Shares Account no.2 Freetrade 10K- 14.87% completed

Cash 20K - 71.16% completed

Crypto decreasing drastically after Trump media circus took my net worth 8K down. I did paid all my Paypal debt, so back to zero debt again, as I finished with my 3-month holiday streak. I will take it easy for a while. Finishing with the Huel 2 months experiment, funnily enough, I got 3 referrals, so I get some free stuff out of it. Too bad it is only one free £10 per order. The focus is on cash building for now, as I will stay home for a while, no more holidays for now, at least until summer time. I did added a little to the Freetrade shares account too. I am half thinking to slowly redirect my crypto profit onto the shares, with the minimum amount that I can move without paying a lot of taxes, even if it will take ages (I have 10 years until I plan to achieve my financial freedom and early retirement). Pension portfolio is slightly down. Shares portfolio is slightly down. My overseas account is down 25%, as I got some money out to pay an older loan/debt. I do have a couple of months to build my savings, though. 

I wish you a profitable well-planned rest of the year!

G.

End of the month - February 2025

 Total portfolio: £132462 (-11009)

Here we are at the beginning of the year, checking the numbers. How am I doing? Let's see:

Debt: 237 (-122)

External funds: ZERO

Car: No

Net Worth: £132225 (-22711)

Investments UK: £79685 (-23361)

Investments overseas: £1981 (same)

Cash: £13431 (+537)

Pension: £36860 (+468)

Passive income: £453 (19.88%)

Savings rate: 18%

Side hustle 2 profit (Royalties): £ 2.91

Side hustle 3 profit (Match betting): £0

Side hustle 4 value (Crypto): £453(All my funds invested in crypto were recovered)

Side hustle 5 profit (Focus groups): £0

Side hustle 6 profit (Internet):£0

Projects to follow up in 2024:

Hive - 20.84% completed (generated $311 this month)

Across - 31.92% completed (generated $150 this month)

Shares Account no.1 AJ Bell 10K - 20.14% completed

Shares Account no.2 Freetrade 10K- 13.71% completed

Cash 20K - 64% completed

Crypto decreasing drastically after Trump-Zelenski media circus took my net worth 20K down. Other than that, I paid some of my Paypal debt, hopefully going to zero end of March. I did bought loads of hotels, plane tickets and other stuff, having 3 consecutive holidays in January, February and March, but now we will take a break for April and May. Just work, work and work, with some potential additional part-time work on the horizon (extra money to go for shares, I think). The passive income was quite low, compared to the previous months. I need to work on some 10 year plan, to see how much I need to save monthly in order to retire at the age of 57. 10 more years to go, and I need to build enough funds to stop doing any physical work. 

I wish you a profitable well-planned rest of the year!

G.

End of the month report - January 2025

Total portfolio: £143471 (+7329)

Here we are at the beginning of the year, checking the numbers. How am I doing? Let's see:

Debt: 359 (+156)

External funds: ZERO

Car: No

Net Worth: £154936 (+11668)

Investments UK: £103046 (+10136)

Investments overseas: £1981 (same)

Cash: £12894 (+1233)

Pension: £36392 (+985)

Passive income: £794 (27.61%)

Savings rate: 27.61%

Side hustle 2 profit (Royalties): £ 2.90

Side hustle 3 profit (Match betting): £0

Side hustle 4 value (Crypto): £760(All my funds invested in crypto were recovered)

Side hustle 5 profit (Focus groups): £0

Side hustle 6 profit (Internet):£0

Projects to follow up in 2024:

Hive - 19.63% completed (generated $285 this month)

Across - 38% completed (generated $218.50 this month)

Shares Account no.1 AJ Bell 10K - 20% completed

Shares Account no.2 Freetrade 10K- 15.49% completed

Cash 20K - 64% completed

Crypto kept going up, with a £10.000 increase. The plan for this year is to double my cash reserves up to 20K and increase my 2 Shares accounts slowly, when possible. other than that, the two crypto projects that I want to increase to generate more returns are still up for 2025. I paid all the debts in full, but I made some new ones, as I bought some Huel drinks for a 3 months experiment, to improve my health. Live healthier, for longer, seems to be the idea, and I already lost 8 kg, with all my blood tests looking good for now.

Other than that, debts went a bit up as I paid for accommodation for 2 short and one long holiday, one flight and one bus trip for two. Not excessively, though. Crypto went up, and I am slowly building 2 share accounts of 10K each, to start with. Good news, seems that I can get my private pension early, in 2035, £4000 per year/ 333 per month. Need to provide the rest somehow. The cash reserve needs to double this year, somehow.

I wish you a profitable well-planned year!

G.

End of the year report - December 2024

 Total portfolio: £143471 (+7329)

Here we are at the end of the year, checking the numbers. How am I doing? Let's see:

Debt: 203 (-3)

External funds: ZERO

Car: No

Net Worth: £143268 (+7326)

Investments UK: £92910 (+6391)

Investments overseas: £1981 (same)

Cash: £11661 (-339)

Pension: £35407 (+389)

Passive income: £1430 (42.90%)

Savings rate: 12.85%

Side hustle 2 profit (Royalties): £ 3.89

Side hustle 3 profit (Match betting): £0

Side hustle 4 value (Crypto): £1430 (All my funds invested in crypto were recovered)

Side hustle 5 profit (Focus groups): £0

Side hustle 6 profit (Internet):£0

Projects to follow up in 2024:

Hive - 19.45% completed (generated $234 this month)

Across - 42% completed (generated $182 this month)

Shares Account no.1 AJ Bell 10K - 17.82% completed

Shares Account no.2 Freetrade 10K- 14.16% completed

Cash 10K - 100% completed

Crypto kept going up, with a £7.000 increase. The plan for this year is to double my cash reserves all the way up to 20K and increase my 2 Shares accounts slowly, when possible. other than that, the two crypto projects that I want to increase in order to generate more returns are still up for 2025. I paid all the debts in full, but I made some new ones, as I bought some Huel drinks for a 3 months experiment, to improve my health. 

Wish you a happy new year!

G.