Bitcoin and other flying piglets

As someone who dealt with this option extensively and has 20% of investments in cryptocurrencies (I know, i know, i aim to 10% on the long run, but they got value very, very fast), i would like to point few directions:
- You can can rich over night, but this will happen only if you have a lot of luck or knowledge. For us mere mortals, we only need to learn about it and invest diligently.
- Learning about it, this is critical, and you need to have a basic knowledge of a block-chain, what is the difference between Bitcoin and Ethereum in terms of utility, how many transactions per second will be added by lightning technology or why Dash and Zcash serve the same purpose, but differently. Investing in some coin because your taxi driver made some bucks of it is very often a way to loose a big part of your investment. Never forget the golden rule, invest only in what you understand and see and utility. Be a trader, not a speculant. 
- Scams: as in any lucrative business, scammers appear and try to take money from the uninformed ones. As you know, if it is too good to be true, it isn't. I would estimate that more than 50% of the offers are scams, but some experts go as up as 90%. Beware at the very higher returns.
- You can use this as a store of value, and invest a minimum amount that you are fine losing it completely, if you like to experiment. If you do not know what a cryptocurrency is and how it is working, do not do it. Stick with what you learnt.

Hope it helped!

G.

November 2017 - Monthly report

November 2017 - Monthly report

My Overview

Total portfolio: £32328(+5772)
Debt: £6305(+6110)
External funds: ZERO
Car: No
Net Worth: £28023(+1652)

Investments UK: £18193(+7381)
Investments overseas : £4160( Same)
Cash: £3262 3126(-1218)
Pension: £7747 8263(+74)

Total Income: £2099 2212(+113)
Passive income: £865 (39.10%)
Savings rate: 20.52%

Side hustle 2 value: £1.50
Side hustle 3 value: £446 (Profit October = 318)
Side hustle 4 value: £384 (Funds:6511)

How shall i start? I am recovering after all the moving/renovating/improving house storm. I had a decent income, given the zero hours done on my second job (part time one). Almost 40% passive income, which is great, doing a temporary investment/speculation for as long as it is sustainable. I had no time for side hustle 2, again, but i supported the no.3 nicely (matched betting from time to time). I started to create a cloud mining cryptocurrency  portfolio, with very good result on Bitcoin, decent returns on Ethereum and Litecoin and loss on Zcash and Dash (which is only 3% of my portfolio for both of them). I ride the bubble for as long as is worth it. I took a loan, hopefully it will be paid in 3-4 months, but it is also covered by some Housecrowd  investments (around 6000 plus interest - to be paid in December-January.

Our future rental house is getting painted at the moment, with carpet changed and new curtains to be done after. I will probably change the furniture/elements in the bathroom. With a bit of luck, it will be rented before our January Holiday. Or at least until the end of the month. The main goal next year is to fully pay all the mortgage and put £200 every month in the Account - help to buy ISA.

Individual choices - shares

I am advocating to use a fund that it is automatically following the FTSE100 or FTSE250 (in my case), but i also like to allocate a small percentage to some individual choices.

What i would like lately?
Let's see.

Kansai Paint - a Japanese company who invented an odorless paint containing mosquito repellent insecticide (see Zyka crisis this year).

Teladoc - telemedicine - remote healthcare

Dexcom - sensors attached to the skin to monitor blood sugar level in real time - great help for diabetics.

Alibaba and Amazon - as they will evolve even more in something we had never seen before.

Samsung Electronics, Tencent and Line - house assistants market will be big in the next years.

Alphabet (GOOGLE's parent company)
Apple
Geely
Tesla
Toyota

Those last companies are trying to improve the autonomous car, which will become a reality very soon.

Did you know that in 1900 28.5% of the cars in US where electric cars?

Cryptocurrencies and the Big Brother state

I do not want this page to become a cryptocurrency one, even if I got a hot corner for them. But this is a very interesting article about this year (2017) changes on this market. 

Check it here. 

I will also write something about individual stock picking a bit later .

Have a nice weekend. 

New interesting way to save

What about this unconventional way to save money and boost your health?
Read here.

October- end of the month report

I have no internet as I just move, but it will be done soon.

Crypto-currency protection

As I spoke about Bitcoin and other crypto currencies in the past, I think it is imperative for you to read this.
You need to learn about how to not get hacked and be prepared for a brave new world.

Enjoy the rest of your day!