Showing posts with label tip. Show all posts
Showing posts with label tip. Show all posts

Tuesday, 29 December 2015

Shares and bonds portfolio withdrawal strategy tip

I just read something interesting for you, the future early retired person. It is called Cyclically Adjusted Price to Earning - CAPE, one of the most studied and watched stock valuation indicators. And to withdraw efficiently, you need to use a CAPE median strategy. If CAPE is greater than its long median ('average' for normal people), than stocks are highly valued and you can withdraw from there, if CAPE is bellow average, withdraw entirely from bonds.
Using this strategy, you will reach a 12% more rate of success and on average 3 times more money in a 30 year period.
Want to find more, search about CAPE and Robert Schiller research, you gonna like this.

Tuesday, 22 December 2015

Birthday idea tip

As someone inspired me, i will be up to a little experiment. To get along with my friends, but to avoid useless gifts, to say it somehow, on my birthday party,at the beginning of January, i am thinking to put a piggy bank on the table for everyone to put there something towards my gift. Ha ha. I am preparing my message to my guests soon, to inform them about this. If only i could see their face when they read it.

Let's see how it will work out.

G.