Today thought - November first tips and tricks

* As T.H.Eker teach at his seminar, one very easy method to check how much you need to become financial independent, now i expect everyone to say what do you think about his strategy.
Example: How much you need for
Month ===> Year ===> +50%
1500             18000         24000

If you are good enough to invest and have 10% return (average return in real estate in Canada)
then you need 24000 x 10 = 240000.
Pretty close to my way of doing it, I had 242.000 with my method. But i do not know the real estate market in Canada, in UK, in my town, is more like 7-8%. With 11 months rented per year. Without other expenses.

** Speaking about attitude, i found the original article about Hell, yeah! strategy. Click here to read it. I started to used successfully, and is making a difference in my life.

*** Motivational phrase: Sacrifice instant gratification for long term success.

Tips and tricks

Motto of the day: Lack of money is not a problem, it is a result of your actions. Change them. (T.H.E.)

* Exploring the hidden corners of internet, i found some interesting things. One is a very complicated and complete early retirement calculator. I test it, seems to work well. Want to play with? Link here.
** Also, from the same guy who did the before mentioned calculator, an interesting article about predisposition to fraud. Most of us know this, but i will put the link here especially for one of my friends, you know who you are. Huh!
*** Best strategy to achieve financial independence in 10 words.
1. Working income => 2. Savings => 3. Investments => 4. Passive income
(Faster: Simplify your life!)