Showing posts with label holiday. Show all posts
Showing posts with label holiday. Show all posts

Tuesday, 21 March 2017

Holiday thoughts

It is funny how our mind will play its new tricks on us, again and again. I was in holiday, in some 3 random countries of Europe. Nice company, nice views and all that, but for the first 2-3 days in the beginning i was kind of annoyed, as the matched betting did not work there, and i needed to fight with my perception that i am loosing money each day i am away. Of course, logically i understood the mechanism, and after a while i just enjoyed being away and not doing anything. I even went over my proposed expenses, just to fully embrace all the new experiences available to me. And it was worth it. Retrospectively, i can see what happen, learn from it and use the acquired knowledge on my next trips. But i also realized that a good bunch of my income is relaying on me being in a specific geographic area (90% of it, i will say). And it will push me to find new, better activities, that i can use in any place, at any time. Working on this now, we will see what future brings.

Monday, 4 April 2016

The savings rate paradox and the 1000 upper limit of my expenses

I see some interesting facts (at least for me). The more I enjoy my life, and  I talk here about my last four holidays from February to April, the less I save. I know, you will say it is obvious, but for me, seeing it on the paper, made me wonder where is that thin line between saving and enjoying life.

These are the numbers:

Month:    January   February March
Income:   1635        1358       1212
Savings:    592          322         174
Saving rate: 36%      24%        14%

I can see that my expenses are about 1000 and I can save all that is on top of that. Not bad, thinking that I can afford anything I like at the moment. I am thinking about a strategy to show the budget for couple, not individual, but I got used to calculate it this way. Any hints?

See you soon!
G.