So many projects, so little time...

*As my brother wedding came close, i just worked some extra hours. So i found that one of ours bigger expense is taxes. Now, this seems to be one interesting domain, and i will start to take a look at the problem, in the other UK blogs. If you know some great blog that i do not have it at my blog roll, just leave a comment. Thanks.
**My running was amazing until now, but i reach a moment where motivation is important. My total time decreased a bit, 1.07 hours versus 2.19 hours last week, but the week is not finished yet. I would say, even if i know that i will add maybe another 30 min to this week time. My running sessions are something like this:
Week 1 - 1 session
Week 2 - 2 sessions
Week 3 - 5 sessions
Week 4 - 2 sessions
In conclusion, i need to add some additional exercises to this, if i want to be more effective. Idea: i can challenge myself and run tonight and tomorrow. The magic of going out of my comfort zone. I said it. After finishing this post i go to run. Ha,ha!
***I managed to reach a nice number for food expenses last month, i will continue the experiment this week. It is called Do Not Be Lazy And Cook At Home Instead Of Fast Food (i consider pre-packed food fast food too). Last month i was buying fast food only twice, and i eat out 3 times, but i ordered some good proper food every times. October look good too, only one McDonald visit during working time - so i do not know if i count this one. Hmm, i eat it, it count. But it is really good for me to see what a difference make to buy the ingredients and cook your own food. (hell, yeah, i can cook).
****I have seriously progressed with my second book about healthy eating, i would say i am at 50% on my way to publish it. First book - that is so funny, but it was a test - is about poetry, in my native language, so as you can guess is not proving to be a hit, Yet. But i learn how to do it during all that experience of publishing it, so it did the job. I must add - income stream no.7- royalties. So proud of me now. Plus - childhood dream done - publish poetry book. We're good.

See you my friends, i go to run now.
George

Added later: I did it! I did it!

Blackrock, Vanguard, cooking from scratch and other travel hacks

I start with the brainy stuff.
I just look at few of the Vanguard and Blackrock funds as some article from monevator.com raised my interest. What was my research and my conclusions?


Fund name      NAV 31/7/2015      12 months yield   Fund charges%    Performance

Vanguard FTSE Developed world
Accumulated     2.23                        1.71%                        0.15                Good
Income              2.02                        1.74%                        0.15                Good

Vanguard Investment Grade Bond
Acc                   0.82                         3.20%                       0.15                  Good

Vanguard Investment Gov Bond
Acc                  1.44                         1.90%                         0.15                 Moderate - Good
Inc                   1.22                         1.92 %                        0.15                Moderate - Good

Vanguard Short Term Grade Bond
Inc                   1.00                          2.06%                        0.15                Moderate

Vanguard FTSE Developed Europe
Inc                   1.62                          2.59%                        0.12               Good

Blackrock Corporate Bond
Acc                 1.22                           3.34%                       0.17                Good

Blackrock UK Equity A
Acc                55.69                            2.86%                     0.52                Good but too big charges

Blackrock UK A
Acc                3.29                              1.80%                        1.67                WTF happen with
Inc                 4.48                              1.77%                        1.67                 all those charges?

I would definitely go for Vanguard 40% (FTSE Europe and Developed World, Bonds and Gov.Bonds) and Blackrock 60% (mostly UK and 100 UK Equity tracker - 0.07 charges and some Corporate Bonds)
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Saving hacks time, what i discovered lately?
1. Cooking from scratch. I just realized that i got enough food for a week, so i decided to just make a kind of meal plan to use everything and just after i finish it to go for shopping. I will tell you later what is the result of my experiment.
2. Travel hack no.1. If you go by train, but not so often to justify a yearly or monthly pass, you can just buy a Network Railcard. The cost is only 30 pounds, is valid for 12 months and you can save 33% from the cost of your trip. Plus you can take up to 4 children and save 60% on child fare. As a result, if you spend more than 100 per year on your train tickets, go to the station and make yourself a service. Network Railcard.
3. Travel hack no.2. If you are not from UK, but you would like a holiday here, or even if you live locally and have the time to travel across the country, National Express is offering a Brit Xplorer pass, and you can have unlimited travel 7 days (for 79 pounds), 14 days (for 139) or 4 weeks (for 219). I was imagining myself going around, choosing 7-8 hours trips just to sleep during my journey, and exploring every little corner on UK. I also heard that is some very cheap alternative for train and boat to go to Ireland, but i didn't look for it.

Wish you a perfect week! I'm out.