The portfolio paradigm

The world is changing fast. Faster than we can predict, and one after another, we've seen the aftermath of the Brexit effect. And not only. Bonds are going down, unable to provide the much needed stability, and we will probably go to the extremes, like in Japan, were the interest is negative. Yer, you read that right, there you need to pay for the right to keep a bond. The market is still going up and down, reaching the lower and the higher value of the last 5 years in just a 5-months interval. Gold and precious metals went up for a moment, just to go back to the initial value. Petrol based companies kept going down, again and again, but they paid good dividends despite this. Banks cutting down the interests, again and again, trying to prevent a future crisis. Housing market going down, despite the fact that we do not have enough houses to provide a home for everyone. It is a challenging period, but then, these are the times where you can ride the wave, and find new opportunities to reach your financial independence faster, even if nothing seems to be safe enough. We need to reconsider all our risk-taking strategy, but in the end we will prevail. Because we are following our final goal, and we gonna reach it, in one way or another. It is also the easiest time to buy a house for the first time, helped with instruments like First buy, Isa and different financial sticks and stocks. Is is possible for us to invest in a Cash fund, a Global equities fund and a Global property shares fund using your change, through moneybox app. The possibility to own a part of an ancient castle, via thehousecrowd. to invest in emerging market, in companies that can mark their own place via crowdcube and seedrs. The possibilities are endless. You only need to keep an open mind and to search, to search with obstinacy, every day of the week.

Good luck!
G.

It is not luck, it is knowledge

Or it is just luck, a lot of luck. I didn't have much invested in shares and mutual funds, as my primary investments are in real estate. But in the middle of May I decided to sell everything and to invest it in a Romanian equivalent of Help to Buy ISA, for a guaranteed ROI of 32% yearly, for 5 to 10 years. More than that, I exchanged the pounds at one of the highest value of 2016. Needless to say, it is possible that i will make enough profit with this, and some other businesses that i started lately, to buy a house fully paying in cash at the end of 2017, if the market will not totally crash and some asteroid will not hit the earth, erasing the entire human race. Estimate chance of success: 85-90%. But what i want to point out is that i do not know if somehow i got some preternatural intuition and subconscious understanding of economics, or it is just consistent luck. I will explore this hypothesis further. Anyway, i am happy that everything happen just in the right time, and that my first month in my one year perfect health project is running smoothly. I am grateful to every person who teach me in the last two years. Thank you all.