Qoins - get rid of you debt, using spare change (US only)

Just when I was thinking everything was invented, our fellows from over the ocean surprised us once again. Now, how to describe this, if you already read my reviews about Acorns (US) and Moneyboxapp (UK), imagine Qoins as a Moneybox for debts, instead of investments. This a a very good idea, just because many of us will not start to invest until we will pay all our debts. Or will we? So, you have debts, this is your solution, one spare change at the time. I cannot tested yet, as I am in UK at the moment, but I wait impatiently for someone to do this over here too.

Micro-investing, finally in UK

At the recent Fin Con, I have seen the presentation of an app that will fulfill one of my oldest wishes regarding micro-investing (they got more than 1.5 million via crowdfunding and angel investing). Do you know how I always "complained" about our lack of opportunities, by the time Acorns launched in U.S., seems that we finally are going to use something similar very soon. I am talking about MoneyBox *, a product that will round up your expenses and invest in a ISA. I liked the concept from the beginning, and these wonderful people working at this app are very close to launch the product. I will tell you more and I will make a review as soon as I will use it for at least one month.


P.S. It is a referral link that i used in the  blog post, just because both of us will get 5 pounds bonus if we start investing.

Acorns and Digit - a cry for help!

For any UK investing developer/start-up investor/angel/fairy/dwarf and others like this, i just readed those two blog posts of Jmoney and i want something like this here in UK. I already checked, they are only for US at the moment.

1.Acorns is an app that is rounding up change and invest it. At the moment is asking for a symbolic fee every month and some annual charge. Link here.
http://www.budgetsaresexy.com/2015/03/acorns-app-review/

2.Digit is a free service that is saving small amounts of money analyzing your spending habit. All you have to do is to attach your account and they will do the rest. Link here.
http://www.budgetsaresexy.com/2015/01/digit-review-save-money-fast-easy/

Sadly we still need to wait until they will cross the ocean. If somebody else will not do something like this here before they come.

Have a good night! And see you.