Tips and tricks

Propertymoose.co.uk, one of my favourite real estate crowdfunding company, decreased the minimum investment, make it much more approachable for all of us. Before you could only invest in multiple amounts of 500 pounds, now they decrease it at only 10.

Good luck!

G.

Companies that i start using on my early retirement plan

As i was asked with which companies i work on my plan, i will talk about them here.
As person to person lender i use ratesetter.com. Is very simple and intuitive to use it and what i like more is that you can make the process completely automatic. Set the direct debit, set what percentage under or over the interest level you want to lend the money and that's it. I tried to use wellesley.co.uk as they can add even the interest in this miraculous process of compounding. The only problem, or advantage, depending how you see it, is that you need to wait 30 days to move some money in your bank account.
As for online share dealing platform i use youinvest.com from AJ Bell. I tried share.com too but seems to be too tricky for me. On youinvest.com i can sort of automatize the process. Direct debit and automatically buy of shares every 10th of the month at £1.50 per transaction. But the inconvenient is that  i need to buy the mutual funds and trackers manually at £4.50 per transaction.
As for property crowdfunding i use propertymoose.co.uk. I also tried propertypartner.co but first one is more straightforward and is offering better rates than second one. Even if the minimum amount is £500 instead of £50 for propertypartner website.
As cash bank account i use TSB, because of the 5% interest for the first £2000.  They also have a saving account with 5% interest for 12 months.

This is what i use for the moment. I will update my plan again probably in December or January if is the case.

Investment posibilities

For today will explore two possibilities belonging to the risk and growth portfolio, as opposed to security portfolio.

First we will talk about Crowdcube.com that is  is the world’s leading investment crowdfunding platform. They enable anyone to invest alongside professional investors in start-up, early stage and growth businesses through equity, debt and investment fund options. You can invest from as much as 10 pounds per project. You just look around and if you find something that you like you can invest in it.

Second i found a decent REIC - real estate investment company. It is called Propetymoose.co.uk and seems to have some good options to invest. The minimum amount here is 500 pounds.

I will try to find more idea and expose them here. See you.