End of the month report - March 2021

 Motto: Audaces fortuna iuvat. 

Total portfolio: £145134 (+29307)

Debt: ZERO
External funds: ZERO
Car: No
Net Worth: £145136  (+29307)

Investments UK: £121577 (+28651)
Investments overseas : £3934 (same)
Cash: £1506
Pension: £17613 (+437)

Total Income: £1517(main job)+0 (second job) + 8496= 10012
Passive income: £8496 (84.85%)
Savings rate: 85%

Side hustle 2 profit (Royalties): £ 11.44
Side hustle 3 profit (Match betting): £ 8.13
Side hustle 4 value (Crypto): £117260(Funds spent in crypto:11263)
Side hustle 5 profit (Focus groups): £0

Side hustle 6 profit (Internet):£4.66

Interesting times to live. Overall, i think i save more at the moment, as i do not go out, or in holiday, or doing anything outside my house. Work, home, and working from home. Starts to get boring, but there is not much left until we can finally go to cinema or gym. I do not care much about the rest. But there are some big expenses coming, as i need to prepare myself for a wedding, and possible for a IVF tratment round. These expenses are so big that i cannot even estimate them. Anyway, once they are done, most of the stress that i feel right now will dissapear, or at least this is what i hope. 

So, this is one all time high in term on monthly income, i must say, maybe except one December 7-8 years ago when i made something similar. Mostly due to £8376 from writing, Play2earn, interest and dividends in the crypto-market. High risk, high rewards. And i do not even do the risky stuff, mostly using lending apps for a nice 12% interest for stablecoins (those crypto that are not very volatile). If you are curious to see the full budget and projection, check this article. And ask me if you have any questions. I am happy to help. 

As for the rest, one full time work with no extra hours (they cannot affort to pay us extra anymore, but at least i have a full time job, so i am grateful for that). No part time job, as this is not possible now due to Covid policy - we can work only in one place. A free bet, they just offer me 10$ for free, i said i am not doing it because i do not have the time, but free money are free money. Some surveys i did in my free time (read bored at work). And few books sold. This was my month. 

It was hard for me to read how one of the blogger i admire separated from his wife, as she could not cope with the FIRE life and needed something more. I am lucky to have a partner that can give me lessons about this. But this was very important to read, as it made me realize that you need to have a plan once you choose to retire. A very good plan. Mine is to have a baby, and hope that this will get me busy for most of the day. I know, i know. What i am thinking. What can i say, i just wait for this year to finish and i will adjust my strategy, once again. 

Take care!

G.