Tuesday 31 March 2020

End of the month report - April 2020

Total portfolio: £31248 (-1985)
Debt: 800 (-82)
External funds: ZERO
Car: No
Net Worth: £30448 (-1863)

Investments UK: £24406(-2257)
Investments overseas : £3934 (same)
Cash: £2789(+337)
Pension: £12092(-2283)

Total Income: £1534 (main job)+0 (second job) + 1519 = 3053
Passive income: £1519 (49.75%)
Savings rate: 6.55%

Side hustle 2 profit: £3.38
Side hustle 3 profit: £ 1508 (Betting in March)
Side hustle 4 value: £2451 (Funds spent in crypto:5067)
Side hustle 5 profit: £7.37

March was a very eventful month, with a full blown financial crisis on the top. I got almost 2k wiped out from my net worth, mainly due to the £2283 decrease on my pensions. The shares also got a hit, so overall most of the investments slightly decreased, even the cryptocurrencies lost around 4% of their value.

But, and happily by pure chance there is a but, i was very lucky with my betting on Cheltenham, right before everything (football, racing etc) got cancelled, having a nice 1500 made on the horses. Now everything else seems to stop, even the timeline. I am working to get the money i paid on the July holiday back, as i do not think that this will happen anytime soon.

And i was stuck in the home most of the time, with not much to do. I did a deep clean of the house, i did everything that i was supposed to do in the garden.

Hope everybody is well!

G.

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