September 2017 - Monthly report

September 2017 - Monthly report

My Overview

Total portfolio: £26556(-1313)
Debt: £195 (-202)
External funds: ZERO
Car: Sold
Net Worth: £26371(-1601)

Investments UK: £10812(+1042)
Investments overseas : £4160( Same)
Cash: £3262(-1218)
Pension: £7747(+74)

Total Income: £2099 (+214)
Passive income: £573(27.30%)
Savings rate: 59%%

Side hustle 2 value: £2.50
Side hustle 3 value: £529 (Profit August = 393)
Side hustle 4 value: £27 (Funds:1030)

How shall i start? A month full of changes in most areas of my investment's strategy. A massive drop in net worth of £1601, and i am proud of it, because i rented a house close to work, and, even if i spent £2080 on deposit and first month rent, and another £1100 on getting the house ready, i sold my car (this move alone will bring me £100+ less in monthly expenses), and i will walk to my workplace (added health benefits also). Next month i will finish paying my loan, another small victory is coming. Thinking at the future house/flat that i want to buy, i made a Help to Buy ISA with Santander, and i saved 1000 initial deposit + 2 x 200 for September and October => 1400 already in the account (hence the jump in the UK investments total amount). A decent month for matched betting with almost 600 (573 to be exact). Side hustle 2 is still there, but i did not had enough time to work on it. I am experimenting with cryptocurrency, as i suggested in some of my previous posts, testing a "scam the scammer" operation, but also trying some combination of faucets (see post no.1 and post no.2 about it) and mining(no posts about this yet, as i had some technical difficulties because of the China ban on Bitcoin and co). But this month i will reap the rewards from my initial investments, hoping to a complete payment, and maybe something extra.

My plans and hopes for October are: to move all my staff in the rented house and stop paying the previous place rent, to move all her stuff and start to reconvert her house for the future tenants (still 13K to pay on mortgage) after a general mending and cleaning, to continue to learn about and explore more opportunities related to cryptocurrency.