This website is about very early retirement and financial freedom, with a pinch of stoic minimalism and just the right amount of frugality. I started this journey in December 2014. You can join me and see when i will reach my goal. you can learn from my mistakes or give me the tips and tricks. Good luck and good journey.
Tuesday, 21 March 2017
Holiday thoughts
It is funny how our mind will play its new tricks on us, again and again. I was in holiday, in some 3 random countries of Europe. Nice company, nice views and all that, but for the first 2-3 days in the beginning i was kind of annoyed, as the matched betting did not work there, and i needed to fight with my perception that i am loosing money each day i am away. Of course, logically i understood the mechanism, and after a while i just enjoyed being away and not doing anything. I even went over my proposed expenses, just to fully embrace all the new experiences available to me. And it was worth it. Retrospectively, i can see what happen, learn from it and use the acquired knowledge on my next trips. But i also realized that a good bunch of my income is relaying on me being in a specific geographic area (90% of it, i will say). And it will push me to find new, better activities, that i can use in any place, at any time. Working on this now, we will see what future brings.
Wednesday, 1 March 2017
February 2017 - Monthly report
February 2017 - Monthly report
My Overview
Total portfolio: £21241(+234)
Debt: £0
External funds: £600
Car: £500
Net Worth: £20641(+1634)
Investments UK: £9869(+187)
Investments overseas : £2772( N/A)
Cash: £1286(-742)
Pension: £6188(+199)
Total Income: £2786(+1009)
Passive income: £1425(51.15%)
Savings rate: 74%
Side hustle 1 value: £392
Side hustle 2 value: £1.13 ( Profit January £123)
Side hustle 3 value: £1700 (Profit January £370)
Another good month passed by. As you can see, even if the total portfolio was not growing much (+234), i was working on returning the funds needed for past side hustles. So the net worth increased significantly in February, with a whooping £1634. Investments in UK and pension fund increased and the total income was boosted up by Side Hustle no.3. Speaking about side hustles, you can see which one i was working on this month, with not enough time to follow the other two. Passive income this month was more than half, and the savings rate was decent enough. For the moment, because i am getting ready for two holidays in the next three months. So, we will see how it will go.
Have a wonderful March, full of happiness and fulfillment.
G.
My Overview
Total portfolio: £21241(+234)
Debt: £0
External funds: £600
Car: £500
Net Worth: £20641(+1634)
Investments UK: £9869(+187)
Investments overseas : £2772( N/A)
Cash: £1286(-742)
Pension: £6188(+199)
Total Income: £2786(+1009)
Passive income: £1425(51.15%)
Savings rate: 74%
Side hustle 1 value: £392
Side hustle 2 value: £1.13 ( Profit January £123)
Side hustle 3 value: £1700 (Profit January £370)
Another good month passed by. As you can see, even if the total portfolio was not growing much (+234), i was working on returning the funds needed for past side hustles. So the net worth increased significantly in February, with a whooping £1634. Investments in UK and pension fund increased and the total income was boosted up by Side Hustle no.3. Speaking about side hustles, you can see which one i was working on this month, with not enough time to follow the other two. Passive income this month was more than half, and the savings rate was decent enough. For the moment, because i am getting ready for two holidays in the next three months. So, we will see how it will go.
Have a wonderful March, full of happiness and fulfillment.
G.
End of the month
Working out the results for this month. Financially good, health and exercise - a bit of a struggle, but overall was a decent month. Ready for a March holiday, soon followed by an April/May one.
Life is beautiful / La vita e bella!
Life is beautiful / La vita e bella!
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