Monday, 3 October 2016

September 2016 - monthly report

September 2016 - Monthly report
My Overview

Total portfolio: £11401 (-1615)
Debt: £2351 (+234)
Net Worth: £9050 (-1849)

Investments UK: £3954 (+2327)
Investments overseas : £1983 (same)
Cash: £360 (-4164)
Pension: £4988 (+106)

Total Income: £1186 (-6635)
Passive income: £19 (1.60%)
Savings rate: 22.76%

Side hustle 1 value: £392
Side hustle 2 value: £11128

What a month! My portfolio had seen a considerable decrease due to some personal expenses (close family member funeral - i will say no more). Debt increased slightly, the complete payment plan for this year is achievable despite the temporary fall behind the schedule. The investments increased just fine with the fine amount of £2327, and the biggest decrease was in cash, but in the end that is the meaning of the emergency fund, to be used in emergency, i was prepared and this is saying a lot. Total income decreased, as the secret hustle no.2 just faded away. Maybe the opportunity will rise again in the future. Passive income was a bit less than 2%, for the same reasons mentioned before, funeral and holiday in one close interval. The savings rate was decent, but i can do better than this. Side hustle no.1 is still on hold, i do not know if i will ever start it. October will be a normal month, with not too many chances to do something extra. My biggest issue is that I expect 6 months of solid work until my next break in March. We will see what will happen next.

Have a perfect week,

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