End of the month report - November 2024

Total portfolio: £136142 (+24875)

Here we are at the end of the year, checking the numbers. How am I doing? Let's see:

Debt: 200 (-304)

External funds: ZERO

Car: No

Net Worth: £135942 (+25179)

Investments UK: £86519 (+21070)

Investments overseas: £1981 (same)

Cash: £12000 (+416)

Pension: £35018 (+535)

Passive income: £687 (21.83%)

Savings rate: 14.30%

Side hustle 2 profit (Royalties): £ 0.07

Side hustle 3 profit (Match betting): £0

Side hustle 4 value (Crypto): £651 (All my funds invested in crypto were recovered)

Side hustle 5 profit (Focus groups): £0

Side hustle 6 profit (Internet):£0

Projects to follow up in 2024:

Hive - 16.68% completed (generated $247 this month)

Across - 40% completed (generated $227 this month)

Shares Account no.1 AJ Bell 10K - 17.91% completed

Shares Account no.2 Freetrade 10K- 13.80% completed

Cash 10K - 100% completed

Not a bad month, with the main boost from crypto, as most of my portfolio is in there for now. I got a £25.000 increase for now, so the time to get some rewards transferred into the bank account is here. Other than that, I did get a wage increase of 2%, I think, but the good part is that they have paid us retroactively since April 2024, so I had an extra 600 from there. I did pay 304 of my debts, with £200 left, so most probably I will end this year debt-free. I have reached £10K in savings for this year, but I am working to make it at least 20K by next year. Besides that, this will be an expensive month, as I had to pay for some stuff for one 50s birthday, like a pub venue, balloons and photo booth, DJ and such. We are organizing a big birthday party in the middle of December. I will focus on making the two shares account to reach £10K too. Somehow. I may have lined up some agency work, especially for this reason.

Wish you a happy new year!

G.

End of the month report - October 2024

Total portfolio: £111267 (+2712)

Here we are the end of the year, checking the numbers. How am I doing? Lets see:

Debt: 504 (-196)
External funds: ZERO
Car: No
Net Worth: £110763 (+2908)
Investments UK: £65449 (+4407)
Investments overseas : £1981 (+566)
Cash: £11584 (+1166) 
Pension: £34483 (+591)

Passive income: £1512 (45%)
Savings rate: 30.70% 

Side hustle 2 profit (Royalties): £ 0
Side hustle 3 profit (Match betting): £0
Side hustle 4 value (Crypto): £1512(All my funds invested in crypto were recovered)
Side hustle 5 profit (Focus groups): £0

Side hustle 6 profit (Internet):£0

Projects to follow up in 2024:

Hive - 16.50% completed (generated $189 this month)

Across - 34.25% completed (generated $1105 this month)

Shares Account no.1 AJ Bell 10K - 17.60% completed

Shares Account no.2 Freetrade 10K- 12.90% completed

Cash 10K - 100% completed

Not a bad month, with small efforts, but often, as I got some savings on both my bank accounts £200 on one, £250 on another, and I sent £600 to settle an old debt. Next two months, a different story as I need to make a party for my wife (a big round number) and buy a new phone, all while I am saving a bit still. The Emergency cash savings account is completed now, as I start to put some money into shares, while I am still trying to get Hive and Across increasing. Did got my interest on Across, with the next harvest programmed for June 2025. I may go next for the Freetrade 10K in Shares, as a plan B. 

Wish you a good year!

G.