Tuesday, 30 April 2019

April - end of the month report

My Overview

Total portfolio: £29234
Debt: ZERO
External funds: ZERO
Car: No
Net Worth: £29234

Investments UK: £18687
Investments overseas : £4391
Cash: £12729
Pension: £11737

Total Income: £2180
Passive income: £803 (36.83%)
Savings rate: 14.67%

Side hustle 2 value: £9.13
Side hustle 3 value: £ 784.76
Side hustle 4 value: £1300 (Funds spent:5067)

Everything is going quite well. Financially speaking, all the debts are cleared and the cash is building up. I start to save some small amounts on different ISA also, mostly on a help to buy ISA, and a Shares ISA. On matched betting i had a good month with Cheltenham and Grand National being quite lucrative. I did not have time to write on my books, as i am preparing mostly on a course about Autism, and i am prospecting a job change, with two possible options, one for the same amount of time, but better paid, another one for less time and higher pay (with the same money at the end of the month like now, but i work two days less, a bit harder). I will see which one will be the chosen one, as i would like the extra money, but i will also like the extra time (working just 3 days a week, i know!).

Crypto corner - the coins are slowly going up, so i am increasing the value, even if i am talking about a very small portfolio (in the last three months increased from 600 to 1300), but i am not keen to invest more at the moment as the market seems to be very volatile. I am hoping that next month i will pass the 30k limit, having another reason to celebrate. The only ones that i am still buying with the extra unexpected wins from matched betting are for not just Bitcoin and Neo. A little gamble, as many "experts" think that Bitcoin will even reach 1 million in 10-15 years. So if i will have one bitcoin by then, i declare myself satisfied. And Neo is a proof of stake coin, offering daily interest up to 4-6% per year.

Have a wonderful summer!
G.