This website is about very early retirement and financial freedom, with a pinch of stoic minimalism and just the right amount of frugality. I started this journey in December 2014. You can join me and see when i will reach my goal. you can learn from my mistakes or give me the tips and tricks. Good luck and good journey.
Tuesday, 26 February 2019
January - end of the month report
My Overview
Total portfolio: £24643 (+125)
Debt: £806 (-353)
External funds: ZERO
Car: No
Net Worth: £23839(+480)
Investments UK: £8687 (+20)
Investments overseas : £3606 ( same)
Cash: £1267 (same)
Pension: £10495(+105)
Total Income: £2103(+200)
Passive income: £398 (18.94%)
Savings rate: 11.57%
Side hustle 2 value: £0.40
Side hustle 3 value: £ 297.85 (Profit December 464.89)
Side hustle 4 value: £607 (Funds spent:5067)
Still working out on paying the debt, with £806 left, so i am estimating 2 months until i am done with it. Not enough movement, i was paid for all the extra work on Christmas, with a mere 200 pounds extra. Side hustle 2 is not moving as usual, but i took a bit of effort in that direction, so hopefully i see some movement in February. Number 3, matched betting, just the minimum of effort, as i am banned to use my phone at work now. Do not ask why! (around six hours on the phone daily, that's why). Crypto is not moving much, i just let everything to go automatically as it was set up. I noticed that the pension fund went down as we are getting close to Brexit, and most of the funds i use tend to decrease. But i believe they will catch up eventually, 1-2 years after the event. I decided to focus a bit on saving some money for a house deposit, before the next year wedding if possible. I have the First buy ISA with 200 going there monthly. And i will use TSB account for 1500 with 3% interest, and i can make a saving account with TSB for further 250 i believe, for the same 3% rate, or maybe is 1.5%, i need to check. Once those are full, i will use Santander for 1.5% up to 15.000.
G.
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