This website is about very early retirement and financial freedom, with a pinch of stoic minimalism and just the right amount of frugality. I started this journey in December 2014. You can join me and see when i will reach my goal. you can learn from my mistakes or give me the tips and tricks. Good luck and good journey.
Monday, 3 December 2018
November - General overview
My Overview
Total portfolio: £24230(+593)
Debt: £1135(-1056)
External funds: ZERO
Car: No
Net Worth: £23095(+1639)
Investments UK: £8215(-296)
Investments overseas : £3606 ( same)
Cash: £1379(+1018)
Pension: £10442(-156)
Total Income: £2704(+1001)
Passive income: £1070 (41%)
Savings rate: 30.58%
Side hustle 2 value: £0
Side hustle 3 value: £374.48 (Profit October 202.29)
Side hustle 4 value: £683 (Funds spent:5083)
The year is almost over, and i did not get the expected results. For 2019 i will probably stop the cryptocurrency experiment (it was not a loss, but too close to it, as the total gain after one year is probably right under £3000) because the coins market is still pretty bear-ish. Matched betting was good as usual, given the amount of time spent for it. My portfolio had a slight increase, as i try to still save on First To Buy ISA and to pay the remaining debts. I need to re-work my strategy for the next year, as this year one was proved ineffective. Probably i will become a bit more conservative, given the Brexit approach and the complete chaos on shares market and crypto market.
Hope you have good news in the coming year. Merry Christmas and Ho-Ho-Ho!
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