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This website is about very early retirement and financial freedom, with a pinch of stoic minimalism and just the right amount of frugality. I started this journey in December 2014. You can join me and see when i will reach my goal. you can learn from my mistakes or give me the tips and tricks. Good luck and good journey.
Monday, 25 June 2018
Friday, 8 June 2018
May 2018 - Monthly report
My Overview
Total portfolio: £32284 (-95)
Debt: £4129 (-400)
External funds: ZERO
Car: No
Net Worth: £28155 (+305)
Investments UK: £16882(-750)
Investments overseas : £3606 ( -300)
Cash: £1487(+427)
Pension: £9606(+111)
Total Income: £1572(-249)
Passive income: £119 (7.57%)
Savings rate: 14%
Side hustle 2 value: £3.70
Side hustle 3 value: £101.75 (Profit March - 200)
Side hustle 4 value: £484 (Funds:4653)
Net worth increased as i was saved a bit more in cash reserves, just to buy flights for my future holidays right after (cost for two for two flights return - 800). Debt is decreasing, but not as much as i would want, so this is one of my priorities, and the interest saved will be reinvested monthly. As i used the money from savings, i can see a 750 drop in investments. Pension is increasing steadily and the passive income was free falling, as i got through a bit of burnout phase. Crypto market is still free falling, with a decrease from 700 to 484, but i am building some nice portfolio aiming for the future. Match betting was not the priority in May, with big error from my side, which resulted in approx. 320 loss and only 101 pounds profit left. But this month is the world cup, with some decent bets, so i hope to go over 300. Saving rate is still low, mainly due to the loan that i pay monthly, leaving me with only 220 left for savings.
I hope June will be a bit better than May.
Best regards
G.
Total portfolio: £32284 (-95)
Debt: £4129 (-400)
External funds: ZERO
Car: No
Net Worth: £28155 (+305)
Investments UK: £16882(-750)
Investments overseas : £3606 ( -300)
Cash: £1487(+427)
Pension: £9606(+111)
Total Income: £1572(-249)
Passive income: £119 (7.57%)
Savings rate: 14%
Side hustle 2 value: £3.70
Side hustle 3 value: £101.75 (Profit March - 200)
Side hustle 4 value: £484 (Funds:4653)
Net worth increased as i was saved a bit more in cash reserves, just to buy flights for my future holidays right after (cost for two for two flights return - 800). Debt is decreasing, but not as much as i would want, so this is one of my priorities, and the interest saved will be reinvested monthly. As i used the money from savings, i can see a 750 drop in investments. Pension is increasing steadily and the passive income was free falling, as i got through a bit of burnout phase. Crypto market is still free falling, with a decrease from 700 to 484, but i am building some nice portfolio aiming for the future. Match betting was not the priority in May, with big error from my side, which resulted in approx. 320 loss and only 101 pounds profit left. But this month is the world cup, with some decent bets, so i hope to go over 300. Saving rate is still low, mainly due to the loan that i pay monthly, leaving me with only 220 left for savings.
I hope June will be a bit better than May.
Best regards
G.
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