Wednesday, 14 February 2018

Motivational

When i was little,

in my dreams,

i was always flying.

Sometimes close to the earth,

sometimes up in the sky,

but the fly

it was just a metaphor

for freedom.



Now i grow up,

and i stopped flying.

I wonder why?




(Retirement or work, all of them are also just metaphors, but behind them is hidden the idea of freedom, and how or if we achieve it, it is only depending on us. Be active and start right not. Do a small action towards your total freedom. Good luck!)

Tuesday, 6 February 2018

January 2018 - monthly report

My Overview

Total portfolio: £32419 (-1956)
Debt: £5208 (-132)
External funds: ZERO
Car: No

Net Worth: £26911 (-2124)
Investments UK: £17206 (-1516)
Investments overseas : £3954( same)
Cash: £1960 2500 (-540)
Pension: £8714 8604 (+110)

Total Income: £1705 3359 (-1654)
Passive income: £448(26.30%)
Savings rate: 60.23%

Side hustle 2 value: £0.13
Side hustle 3 value: £413 (Profit December = 471)
Side hustle 4 value: £711 (Funds:4944)



Not so good on the numbers this month, due to renovation of the rental house and the cryptocurrency decline. But the house is almost ready to go, and we have some prospective tenants, with only the gas safety check to be done tomorrow. One major cause of almost £9000 in expenses was moving in a new property and renting the old one, after some serious renovations, so hopefully we start to build the savings back from now on. Another cause of £1516 decrease in investments was due to cryptocurrency dip (based on a £4944 initial portfolio), but if it is not one of those mistakes done now and then in life, i will see the results in December this year.
Side hustle 1 is seriously down, even if is 100% passive. And side hustle 4 is related to cryptocurrency, as you could guess already. All this while matched betting is a constant, with a bit over £400. The future is promising from now on, with utilities (gas, electric, water and council tax) not needing to be payed on the second house as soon as the tenants are in. One set of expenses disappearing, and rent coming in the saving account, things tend to look brighter. I will focus on the side hustle 2 in the near future, and maybe something will move in the right direction over there.

That's all for the moment, thank you for the support, have a nice day!
G.

Thursday, 1 February 2018

Zero fee share trade - coming soon

Hello,
I got some good news tonight. Probably you heard about sharedealing platform with zero fees, like Robin Hood in US, or the ones that started to trade share fractions? Well, seems that we will have the best of both in UK, with Free Trade launching soon over here, promoting zero fee and even share fractions. Seems good to me, and can’t wait to test their products.

Link here to put your email on the waiting list.

Disclaimer: This is a referral link aiming to put me higher on their waiting list. You can use the no-referral link here if you wish so. But thanks anyway.

Saturday, 27 January 2018

Who is advising the advisors?

Some advices are quite good, some of them not so much.

Behold, the Moneywise’s experts telling about the best and the worst advice they ever heard.

Read here

Thursday, 25 January 2018

Fasting - long term and intermittent as a factor in longevity

I was writing before about eating in a 6-10 hours interval and fast for the remaining 14-18 hours as a longevity hack. I was also talking about a monthly 24-72 hours fasting monthly with only water as a boost to health and a major "decrease in the inflammatory processes" hack.

In the following article you will also see an interesting detail, the author referring at health span as opposed to life span. As you guessed, the health span is the interval of life when we are healthy, and that is reminding me of James Dean's words "Ideally is to die young, but as late as possible."

Read full article about food and longevity here. Dr.Jason Fung everyone! Enjoy!

Wednesday, 24 January 2018

Free books anyone?

Today i will talk about one of my free book money hack, which allows me to have the books that i like with a minimal effort.

Before of after achieving financial independence, all of us are defined by our desire to learn, and books are a key part of this process.

To stop talking to much, i use Amazon's Mechanical Turk website, i select tasks from the best paid to the less paid, and i do few easy tasks every time, out of the best paying ones. In time, you will have a nice amount of money amassed on your amazon account, which i use to buy the books i like. If you dedicate 10 minutes daily, you can easily make up to 1000 per year. Meaning 100 books. If you read them also, given the fact that they are the books you enjoy, think about the compounding effect in personal knowledge.

Good luck.
G.

Saturday, 20 January 2018

Faucets (III) as a side hustle

Faucets that work with a microwallet like Coinpot.co .

There are two new faucets that work with this microwallet, and the procedure is the same like in the previous cases.

One is for Bitcoin Cash, the second is for Dash. Both of them are alt-coins with a good change to increase significantly in the future. If you are doing this only for Bitcoin, just claim twice a day, morning and evening. It is also increasing with 1% per day loyalty bonus, so after 100 days you will get double the amount.

The complete list is:

1.Moon Bitcoin Cash
2.Moon Dash
3.Moon Bitcoin
4.Moon Litecoin
5.Moon Dogecoin
6.Bitfun
7.Bonusbitcoin

Access them twice a day, morning and evening. At the end of every week or month exchange everything to one coin (i would suggest Litecoin) and transfer it to your main wallet (I personally use Coinbase). I estimate that you can make a couple of hundreds in Bitcoin yearly. If you have 500 in January 2016, the value in December 2016 would become 15.000. All that it takes is 3 minutes twice a day.

You can see my results in the next picture, starting time being October 2016.



My previous post about it was this one. 
Some of the links contain referrals.