End of the month - October 2025

Total portfolio: £137010 (+5845)

Here we are at the half of the year, checking the numbers. How am I doing? Let's see:

Debt: 0 (0)

External funds: ZERO

Car: No

Net Worth: £137010 (+5845)

Investments UK: £73179 (-6013)

Investments overseas: £1600 (0)

Cash: £18892 (+1784)

Pension: £42715 (+2073)

Passive income: £593 (22.28%)

Savings rate: 21.89%

Side hustle 2 profit (Royalties): £ 0.21

Side hustle 3 profit (Match betting): £0

Side hustle 4 value (Crypto): £544 (All my funds invested in crypto were recovered)

Side hustle 5 profit (Focus groups): £0

Side hustle 6 profit (Internet):£0

Projects to follow up in 2025:

Hive - 24.90 % completed (generated $180 this month)

DEFI - 36.72 % completed (generated $176 this month)

Shares Account no.1 AJ Bell 10K - 22.29 % completed

Shares Account no.2 Freetrade 10K- 27.34 % completed

Cash 20K - 94.46 % completed

All the special projects are going well, 20% or more of it achieved, with the next aim of 25% for all of them to be completed. Crypto went a bit up, and now is going a bit down. I managed to add a hundred pounds here and there, working up my 2 positions on Freetrade app - BlackRock investment funds and UK Treasury bill shares. The idea is to build a position on £10.000 and let it grow, as a secondary emergency fund, in case of need. 

A £5845 increase, as cash and pension accounts are going out, and crypto went down. Profit from passive income went back to normal, £544 this month, as I was more than half of it on holiday. I cannot complain about it, trying to make some decent profit in the last two months of the year, as there is no more holiday for me until January. I am close to reach my cash reserves target for the year, with a focus on some extra shares next. We will see how November goes. 

I wish you a profitable well-planned rest of the year!

G.