Total portfolio: £115734 (+19967)
Here we are the end of the year, checking the numbers. How am I doing? Lets see:
External funds: ZERO
Car: No
Net Worth: £114685 (+19430)
Investments UK: £78131 (+17820)
Investments overseas : £403 (+0)
Cash: £77073 (-270)
Pension: £29234 (+153)
Passive income: £2987 (62%)
Savings rate: 35.4%
Side hustle 2 profit (Royalties): £ 0.18
Side hustle 3 profit (Match betting): £0
Side hustle 4 value (Crypto): £2977 (Total funds still invested in crypto:1900)
Side hustle 5 profit (Focus groups): £0
Side hustle 6 profit (Internet):£0
Debt went a bit up as I temporarily used Paypal to buy some hotel/plane tickets for the next trip to Spain. They will be covered mostly by the end of March. I do have the money, but they are in a term deposit expiring around 20th of March. Can't lose the interest, isn't it? A net worth increase due to Bitcoin and other crypto going up, I used the opportunity to send another £1700 to my bank, so now I have some 78K crypto and only £1900 to recover from the initial investment. As I have some extra expenses, I plan to send some more funds to the bank. Increased my Freetrade account value to 1K, and next on the list is to add another £400 to the AJ Bell shares account, to bring it up to 2K, as I want slowly this year to have 10K in Shares on each of my two accounts. Still, my first priority is to build back the 10K Cash emergency fund.
Projects to follow up in 2024:
Hive - 10.90% completed (generated $178 this month)
Across - 25% completed (generated $173.50 this month)
Shares Account no.1 AJ Bell 10K - 16% completed
Shares Account no.2 Freetrade 10K- 10% completed
Cash 10K - 70% completed
Wish you a good year!
G.