Wednesday 31 July 2024

End of the month report - July 2024

Total portfolio: £113862 (-633)

Here we are the end of the year, checking the numbers. How am I doing? Lets see:

Debt:1115 (-275)
External funds: ZERO
Car: No
Net Worth: £112747 (-358)

Investments UK: £68927 (-1248)
Investments overseas : £1415 (0)
Cash: £10390 (+590) 
Pension: £32507 (+25)

Passive income: £792 (53%)
Savings rate: 16.80% 

Side hustle 2 profit (Royalties): £ 3
Side hustle 3 profit (Match betting): £0
Side hustle 4 value (Crypto): £741(All my funds invested in crypto were recovered)
Side hustle 5 profit (Focus groups): £0
Side hustle 6 profit (Internet):£0




Projects to follow up in 2024:

Hive - 14.72% completed (generated $226 this month)

Across - 37% completed (generated $257 this month)

Shares Account no.1 AJ Bell 10K - 17.40% completed

Shares Account no.2 Freetrade 10K- 10.80% completed

Cash 10K - 90% completed

A moderate drop of around £2K due to the crypto value drop.Other than that, the worst month in terms of profits, after January, showing that the economy crisis is not over yet. Roialties are down to almost nothing lately. But we must go on, again and again. I am very close to reach the 10K savings for emergency cash fund. In the next two months it may be done. Then I go for some shares. 2 accounts of 10K each, until the end of 2025, as the plan goes for now. 






Wish you a good year!
G.

Tuesday 2 July 2024

End of the month report June 2024

Total portfolio: £114495 (-9078)

Here we are the end of the year, checking the numbers. How am I doing? Lets see:

Debt:1390 (+1390)
External funds: ZERO
Car: No
Net Worth: £113105 (-10468)

Investments UK: £70175 (-10403)
Investments overseas : £1415 (0)
Cash: £9800 (+300) 
Pension: £32481 (+1025)

Passive income: £2107 (53%)
Savings rate: 11% 

Side hustle 2 profit (Royalties): £ 0
Side hustle 3 profit (Match betting): £0
Side hustle 4 value (Crypto): £2045 (All my funds invested in crypto were recovered)
Side hustle 5 profit (Focus groups): £0
Side hustle 6 profit (Internet):£0




Projects to follow up in 2024:

Hive - 14% completed (generated $160 this month)

Across - 37% completed (generated $257 this month)

Shares Account no.1 AJ Bell 10K - 18% completed

Shares Account no.2 Freetrade 10K- 10% completed

Cash 10K - 95% completed

A sharp drop of around £10K, 9000 due to the crypto value drop, and 1390 from Paypal, as I paid for a holiday, planning to pay in 3 instalments over the next 3 months. Other than that, second worst month in terms of profits, after January, showing that the economy crisis is not over yet. My secret plans bumped up nicely, 3% for Across, 2% for Hive, if this would be maintenable, I will be alright in just 2 years. But I hope to do it even in 3, I would not mind. 





Wish you a good year!
G.