Friday, 30 June 2017

Mistakes - part two

If you understand something intellectually as a concept, but you are not integrating that emotionally, sometimes you can make mistakes. As i did few days ago. Do not do like me, train yourself to not answer emotionally, but to follow the proven knowledge. Even if i know that i am prone to this kind of mistakes, i guard myself, but i am still doing them. Twice this year, my emotions got me in trouble. Same scenario, and i still not learned my lesson. So, from now on, i will give a 6 hours interval to react to this events.

What it this about? When you invest in something, you do your research, and you know that is a proven investment, and it starts to drop in value, fast. Normally, first response is panic. And you want to sell. If you age going for the long term, you should buy, not sell. But talking about me, i sold instead of buying, and this lack of control made me to potentially lose £5500. How do you deal with this emotional response? Is this something related to experience, or we just need to buy and forget until the time will come? Because to me seems that micromanaging too much will get you less profit than doing everything automatically, like a financial robot.

Monday, 5 June 2017

The 12 months plan - finished

Motto: All the wealth in the world worth nothing for you, if you are not healthy.
(Financial freedom wizards manual)

Weight: Between 80 to 85 kg at 1.80 m (5'9'') Aiming for 77 kg and 15% body fat on 1st of June.
Body fat: Between 14% to 24%
BMR (basic metabolic rate) = 1818 kcal
PAL (physical activity level) = 1.375
Energy requirement daily = 2499 kcal
BMI = 24.69 to 25

1. Body
- Yoga techniques (postures, breathing and meditation)
- Running  - endurance and sprint
- Strength and power/stamina building exercices

2. Diet
- A 70% plant based diet (with a twist of 70% alkaline food daily), no chemicals, less to no sugar, less to no caffeine, better hydration (300 ml water every 3 hours when possible) - I achieve this 80% of the time, i would say.
- One day a week - 24 hour fasting - Most of the time. Now i am thinking at some part fasting, where i eat all the food in 8 hours interval, followed by a fasting time of 16 hours. There is some research supporting my theories.

3. Mind
- Mindfulness techniques aka meditation:
- Brain boosting supplements - For the this month i tried: Omega 3, Magnesium, Ginseng and Ginkgo biloba solution, My herbal remedies (but for the herbal treatments i did it completely only 10% of the time).
- Memory enhancement techniques

I would like to think that i achieved a great deal in all those 12 months, even if i still have work to do.


Physically speaking - I need to train harder, with conditioning for joints and bones, and mobility (yoga). Ideally I need to do 3 strength training of at least 30-45 min (unless is high intensity training, which can be done faster), 2 running sessions - one speed, one endurance, and 15-30 minutes of yoga in the morning, followed by mindfulness techniques for 15-30 min.

Diet - should be all organic, vegetarian, with no sugar and caffeine, and a decent amount of water per day (no fizzy or sugary drinks). Supplements like Omega 3 and Magnesium all the time, with ginseng,ginkgo or other mind booster  from time to time. 1-3 day fasting when possible.

Sunday, 4 June 2017

Connected, empowered and finding the meaning of life

"We are all connected: to each other -- biologically, to the earth -- chemically, and to the rest of the universe -- atomically."
- Neil DeGrasse Tyson -

And this connection is real, binding ourselves to hidden realities. And, in doing this, changing ourselves will change others, and the universe itself. Improve every day, close the gaps and raise your weaknesses to main skills.

"People's great creativity and diversity, our desire for contribution and relationships, blossom when the heart of our community is clear and beckoning, and when we refrain from cluttering our paths with proscriptions and demands. The future of community is best taught to us by life."
- Margaret Wheatley -

But what is a community? It is the work microcosm? It is our relatives as a family? It is our nation?
Or the whole humanity? Jung was talking about Egregors, the nation Egregor, the family Egregor and so on. This is some kind of a magical being, created by the conversion of all the energies that are common to all the members of one group. The stronger is the group, the more powerful the influence of the Egregor will be. And the more groups you become a part, the better for you.

"And this, our life, exempt from public haunt, finds tongues in trees, books in the running brooks, sermons in stones, and good in everything."
- William Shakespeare -

We look for meaning, even if it is not, we are still finding it, according to our own beliefs. We find gods pictures in bread, in leaves or trees, but the whole world  is nothing else than a Rorschach test, and we only see outside of us what in fact it is inside. Next time when you see something that you don't like in the real world, check inside you too. Maybe there is some work to be done there.

Friday, 2 June 2017

May 2017 - Monthly report

May 2017 - Monthly report

My Overview

Total portfolio: £33315 (+6910)
Debt: £3578 (-442)
External funds: £450 (-750)
Car: £500
Net Worth: £29787 (+8002)

Investments UK: £21633 (+8412)
Investments overseas : £3248 ( +/- 0)
Cash: £820(-231)
Pension: £7098(+502)

Total Income: £1480(-64)
Passive income: £228 (15.41%)
Savings rate: 36%

Side hustle 1 value: £392
Side hustle 2 value: £3.6
Side hustle 3 value: £215 (Profit April- 65.5)

Finally a side hustle that worked better that i hoped. Last month i invested £3300 in digital currency (Ethereum), hoping to make couple of hundreds. Funny enough, the value went up five times, so now i have in my portfolio well over twelve thousands. I am waiting to see what happen, seems that my house deposit will be ready soon.  Hence the big portfolio growth. I am also reducing the external funds and the loan, while i try to reach the magical 50% saving rate (over 30% in the last months). Not much passive income as i was (again) in some kind of holiday (went home to see family). Pension increased with a nice £502,  And i have quite a work to do in June, as i just buy the flight tickets for my August trip (quite expensive - around 350). I hope that next month my external funds to be close to zero and my net worth to go over the 30K limit.

Good luck to you too!